Great, I'll just start a LOAN CLUB. Loans for everyone! No interest fees!
All Loans, flat 5% commission.
Membership starts at $15 a month*, with higher tiers allowing you to borrow more.
(*Plus 10% of any funds you currently have borrowed. Membership must remain active or full amount of all credit extended is due immediately.)
Nah you can get some tough guys to go collect payment - or else.
It's what my boys in Japan do.